Financial Literacy Initiative

Jan 2026 – Present

This initiative began with a simple belief — understanding money should be accessible, practical, and introduced early in life.

I designed and developed a bilingual (Kannada–English) financial literacy booklet for students in government schools, with the goal of making everyday financial concepts easy to understand and relatable.

Instead of presenting it as a textbook, the content is structured as a story, following two students as they gradually learn how small habits around saving, spending, and planning can shape their future. The situations reflect real-life contexts—limited income, daily trade-offs, and the importance of prioritising needs.

The booklet focuses on core ideas such as budgeting, saving consistently, avoiding unnecessary debt, and planning for emergencies, all explained in a simple and practical manner.

Keeping the content bilingual was intentional. It allows students to engage in the language they are most comfortable with, making the learning process more natural and inclusive.

The initiative has reached over 900 students across 6 government schools, along with 80+ students through smaller community sessions. These sessions often led to open and honest conversations, helping refine both the content and delivery.

Some students began setting aside small amounts regularly, while others spoke about discussing money more openly at home. These are small but meaningful shifts.

This is an ongoing initiative, with continued efforts to improve the material, expand reach, and encourage early financial awareness.

The work aligns closely with the ideas explored in my book, The Young Investor’s Playbook, which also focuses on starting early, building disciplined habits, and understanding the long-term impact of financial decisions.